:root,
[data-mode="light"] {
    --bg: #F2F5ED;
    --panel: #FFFFFF;
    --ink: #18251D;
    --ink-2: #59675D;
    --ink-3: #8B978E;
    --line: #DCE3D9;

    --blue: #1976A8;
    --blue-2: #105273;
    --blue-soft: #E1F0F7;

    --amber: #C47732;
    --amber-soft: #F8E8D7;

    --green: #3E7652;
    --green-soft: #DFEEE3;

    --dark: #18251D;
    --dark-2: #24392C;

    --shadow: 0 16px 40px -22px rgba(24, 37, 29, .38);
}

[data-mode="dark"] {
    --bg: #0C1510;
    --panel: #152019;
    --ink: #EEF4EC;
    --ink-2: #A7B5AA;
    --ink-3: #718077;
    --line: #29392E;

    --blue: #55A9D0;
    --blue-2: #7BC2E5;
    --blue-soft: #142A35;

    --amber: #E09A55;
    --amber-soft: #302216;

    --green: #63B87D;
    --green-soft: #14291C;

    --dark: #09110D;
    --dark-2: #18291E;

    --shadow: 0 16px 40px -22px rgba(0, 0, 0, .88);
}
        * {
            box-sizing: border-box;
            margin: 0;
            padding: 0;
        }

        html {
            scroll-behavior: smooth;
            scroll-padding-top: 80px;
        }

        body {
            font-family: Outfit, system-ui, sans-serif;
            background: var(--bg);
            color: var(--ink);
            font-size: 16.5px;
            line-height: 1.65;
            transition: background .3s, color .3s;
        }

        a {
            color: inherit;
            text-decoration: none;
        }

        button,
        input,
        select,
        textarea {
            font-family: inherit;
        }

        :focus-visible {
            outline: 3px solid var(--blue);
            outline-offset: 2px;
        }

        .wrap {
            width: min(1180px, calc(100% - 40px));
            margin-inline: auto;
        }

        .band {
            padding: 96px 0;
        }

        .eyebrow {
            display: inline-flex;
            align-items: center;
            gap: 8px;
            font-size: 12.5px;
            font-weight: 600;
            letter-spacing: .12em;
            text-transform: uppercase;
            color: var(--blue);
            margin-bottom: 12px;
        }

        .eyebrow::before {
            content: "";
            width: 26px;
            height: 2px;
            background: var(--blue);
            border-radius: 2px;
        }

        h1,
        h2,
        h3,
        h4 {
            font-weight: 600;
            letter-spacing: -.025em;
            line-height: 1.12;
        }

        .h-xl {
            font-size: clamp(30px, 4.2vw, 48px);
            margin-bottom: 14px;
        }

        .lead {
            color: var(--ink-2);
            font-size: 17.5px;
            max-width: 560px;
        }

        .btn {
            display: inline-flex;
            align-items: center;
            justify-content: center;
            gap: 9px;
            padding: 13px 22px;
            border-radius: 12px;
            font-weight: 500;
            font-size: 15px;
            cursor: pointer;
            border: 1px solid transparent;
            background: var(--blue);
            color: #fff;
            transition: .2s ease;
        }

        .btn:hover {
            background: var(--blue-2);
            transform: translateY(-2px);
        }

        .btn.ghost {
            background: transparent;
            color: var(--ink);
            border-color: var(--line);
        }

        .btn.ghost:hover {
            border-color: var(--ink-3);
            background: transparent;
        }

        .btn.white {
            background: #fff;
            color: var(--dark);
        }

        .btn.white:hover {
            background: var(--blue-soft);
        }

        .btn.sm {
            padding: 9px 15px;
            font-size: 13.5px;
            border-radius: 10px;
        }

        .spin {
            display: none;
            width: 15px;
            height: 15px;
            border: 2px solid rgba(255, 255, 255, .35);
            border-top-color: #fff;
            border-radius: 50%;
            animation: sp .7s linear infinite;
        }

        .btn.busy .lbl {
            display: none;
        }

        .btn.busy .spin {
            display: inline-block;
        }

        @keyframes sp {
            to {
                transform: rotate(360deg);
            }
        }

        /* header */
        header {
            position: sticky;
            top: 0;
            z-index: 60;
            background: color-mix(in srgb, var(--bg) 88%, transparent);
            backdrop-filter: blur(12px);
            border-bottom: 1px solid var(--line);
        }

        .nav {
            height: 72px;
            display: flex;
            align-items: center;
            justify-content: space-between;
            gap: 16px;
        }

        .logo {
            display: flex;
            align-items: center;
            gap: 10px;
            font-weight: 600;
            font-size: 19px;
            letter-spacing: -.02em;
        }

        .logo .badge {
            width: 34px;
            height: 34px;
            border-radius: 11px;
            background: var(--blue);
            color: #fff;
            display: grid;
            place-items: center;
            font-size: 15px;
        }

        .links {
            display: flex;
            gap: 4px;
        }

        .links a {
            padding: 9px 14px;
            border-radius: 10px;
            font-size: 14.5px;
            font-weight: 500;
            color: var(--ink-2);
        }

        .links a:hover,
        .links a.on {
            background: var(--blue-soft);
            color: var(--blue);
        }

        .acts {
            display: flex;
            gap: 10px;
            align-items: center;
        }

        .theme {
            width: 42px;
            height: 42px;
            border-radius: 12px;
            border: 1px solid var(--line);
            background: var(--panel);
            color: var(--ink);
            cursor: pointer;
            display: grid;
            place-items: center;
            font-size: 17px;
        }

        .theme:hover {
            border-color: var(--blue);
            color: var(--blue);
        }

        .burger {
            display: none;
        }

        .sheet {
            position: fixed;
            inset: 0;
            background: var(--bg);
            z-index: 90;
            padding: 22px;
            display: none;
        }

        .sheet.open {
            display: block;
        }

        .sheet a {
            display: block;
            padding: 15px 6px;
            border-bottom: 1px solid var(--line);
            font-size: 19px;
            font-weight: 500;
        }

        /* ===== HERO ===== */
        .hero {
            padding: 30px 0 20px;
        }

        .console {
            position: relative;
            overflow: hidden;
            border-radius: 30px;
            padding: clamp(28px, 5vw, 58px);
            background: linear-gradient(135deg, var(--dark), var(--dark-2));
            color: #EAF1FA;
        }

        .console::before {
            content: "";
            position: absolute;
            inset: 0;
            background-image: radial-gradient(rgba(255, 255, 255, .10) 1px, transparent 1px);
            background-size: 26px 26px;
            opacity: .55;
            pointer-events: none;
        }

        .console::after {
            content: "";
            position: absolute;
            width: 520px;
            height: 520px;
            right: -160px;
            top: -180px;
            background: radial-gradient(circle, rgba(27, 84, 245, .55), transparent 68%);
            pointer-events: none;
        }

        .console-grid {
            position: relative;
            display: grid;
            grid-template-columns: 1.02fr .98fr;
            gap: 42px;
            align-items: center;
        }

        .pill {
            display: inline-flex;
            align-items: center;
            gap: 8px;
            padding: 7px 13px;
            border-radius: 999px;
            background: rgba(255, 255, 255, .10);
            border: 1px solid rgba(255, 255, 255, .16);
            font-size: 13px;
            font-weight: 500;
            color: #C9D8EC;
            margin-bottom: 18px;
        }

        .pill .dot {
            width: 8px;
            height: 8px;
            border-radius: 50%;
            background: #2FD1A2;
            box-shadow: 0 0 12px #2FD1A2;
        }

        .console h1 {
            font-size: clamp(32px, 5vw, 56px);
            line-height: 1.08;
            letter-spacing: -.035em;
            margin-bottom: 16px;
            color: #fff;
        }

        .console h1 .hl {
            color: #8FB0FF;
        }

        .console p.sub {
            color: #B6C7DC;
            font-size: 17.5px;
            max-width: 480px;
            margin-bottom: 24px;
        }

        .console .row-btns {
            display: flex;
            flex-wrap: wrap;
            gap: 10px;
            margin-bottom: 26px;
        }

        .mini-list {
            display: grid;
            gap: 9px;
        }

        .mini-list div {
            display: flex;
            gap: 9px;
            align-items: center;
            color: #C9D8EC;
            font-size: 15px;
        }

        .mini-list i {
            color: #2FD1A2;
        }

        /* planner */
        .planner {
            position: relative;
            background: var(--panel);
            border-radius: 22px;
            padding: 22px;
            box-shadow: 0 30px 70px -30px rgba(0, 0, 0, .65);
            color: var(--ink);
        }

        .planner h3 {
            font-size: 17px;
            font-weight: 600;
            margin-bottom: 3px;
        }

        .planner .hint {
            font-size: 13px;
            color: var(--ink-3);
            margin-bottom: 16px;
        }

        .goal-tabs {
            display: flex;
            flex-wrap: wrap;
            gap: 7px;
            margin-bottom: 16px;
        }

        .goal-tab {
            padding: 7px 12px;
            border-radius: 999px;
            border: 1px solid var(--line);
            background: transparent;
            font-size: 12.5px;
            font-weight: 500;
            color: var(--ink-2);
            cursor: pointer;
            transition: .18s;
        }

        .goal-tab.on {
            background: var(--blue);
            border-color: var(--blue);
            color: #fff;
        }

        .slider-block {
            margin-bottom: 13px;
        }

        .slider-block .top {
            display: flex;
            justify-content: space-between;
            font-size: 13px;
            font-weight: 500;
            margin-bottom: 5px;
        }

        .slider-block .top b {
            font-weight: 600;
        }

        .slider-block .top span {
            color: var(--ink-3);
        }

        input[type="range"] {
            width: 100%;
            accent-color: var(--blue);
        }

        .planner-out {
            margin-top: 16px;
            border-radius: 16px;
            background: var(--blue-soft);
            padding: 16px;
            display: grid;
            grid-template-columns: 96px 1fr;
            gap: 16px;
            align-items: center;
        }

        .ring {
            width: 96px;
            height: 96px;
        }

        .ring circle {
            fill: none;
            stroke-width: 11;
            stroke-linecap: round;
        }

        .ring .track {
            stroke: color-mix(in srgb, var(--blue) 18%, transparent);
        }

        .ring .val {
            stroke: var(--blue);
            transition: stroke-dasharray .5s ease;
            transform: rotate(-90deg);
            transform-origin: center;
        }

        .ring text {
            font-weight: 600;
            fill: var(--ink);
        }

        .out-lines {
            display: grid;
            gap: 5px;
            font-size: 13.5px;
        }

        .out-lines .l {
            display: flex;
            justify-content: space-between;
        }

        .out-lines .l span {
            color: var(--ink-2);
        }

        .out-lines .l b {
            font-weight: 600;
        }

        .bars {
            display: flex;
            align-items: flex-end;
            gap: 5px;
            height: 58px;
            margin-top: 12px;
        }

        .bars i {
            flex: 1;
            border-radius: 5px 5px 2px 2px;
            background: linear-gradient(180deg, var(--blue), color-mix(in srgb, var(--blue) 55%, transparent));
            height: 12%;
            transition: height .5s cubic-bezier(.2, .8, .2, 1);
        }

        /* marquee strip */
        .strip {
            overflow: hidden;
            border-block: 1px solid var(--line);
            margin-top: 30px;
            padding: 13px 0;
        }

        .strip-track {
            display: flex;
            gap: 34px;
            width: max-content;
            animation: slide 34s linear infinite;
        }

        .strip-track span {
            font-size: 13px;
            letter-spacing: .12em;
            text-transform: uppercase;
            color: var(--ink-3);
            font-weight: 500;
            white-space: nowrap;
        }

        @keyframes slide {
            to {
                transform: translateX(-50%);
            }
        }

        /* ===== ABOUT — snap carousel ===== */
        .snap {
            display: flex;
            gap: 16px;
            overflow-x: auto;
            scroll-snap-type: x mandatory;
            padding: 6px 2px 18px;
            scrollbar-width: none;
        }

        .snap::-webkit-scrollbar {
            display: none;
        }

        .snap-card {
            flex: 0 0 min(330px, 78vw);
            scroll-snap-align: start;
            background: var(--panel);
            border: 1px solid var(--line);
            border-radius: 20px;
            padding: 26px;
            transition: .25s;
        }

        .snap-card:hover {
            border-color: var(--blue);
            transform: translateY(-5px);
            box-shadow: var(--shadow);
        }

        .snap-card .ico {
            width: 52px;
            height: 52px;
            border-radius: 15px;
            background: var(--blue-soft);
            color: var(--blue);
            display: grid;
            place-items: center;
            font-size: 23px;
            margin-bottom: 16px;
        }

        .snap-card h3 {
            font-size: 20px;
            margin-bottom: 8px;
        }

        .snap-card p {
            color: var(--ink-2);
            font-size: 15px;
        }

        .values-row {
            display: grid;
            grid-template-columns: repeat(4, 1fr);
            gap: 12px;
            margin-top: 20px;
        }

        .value {
            background: var(--dark);
            color: #fff;
            border-radius: 16px;
            padding: 18px;
            font-size: 15px;
            font-weight: 500;
        }

        .value span {
            display: block;
            font-size: 12px;
            letter-spacing: .12em;
            text-transform: uppercase;
            color: #8FB0FF;
            margin-bottom: 5px;
        }

        /* ===== SERVICES — filter + masonry ===== */
        .filter-row {
            display: flex;
            flex-wrap: wrap;
            gap: 8px;
            margin: 26px 0 8px;
        }

        .fchip {
            padding: 9px 15px;
            border-radius: 999px;
            border: 1px solid var(--line);
            background: var(--panel);
            font-size: 13.5px;
            font-weight: 500;
            color: var(--ink-2);
            cursor: pointer;
            transition: .18s;
        }

        .fchip:hover {
            border-color: var(--blue);
            color: var(--blue);
        }

        .fchip.on {
            background: var(--dark);
            border-color: var(--dark);
            color: #fff;
        }

        .searchbar {
            display: flex;
            align-items: center;
            gap: 10px;
            background: var(--panel);
            border: 1px solid var(--line);
            border-radius: 12px;
            padding: 12px 15px;
            margin: 12px 0 22px;
        }

        .searchbar input {
            border: 0;
            background: transparent;
            width: 100%;
            font-size: 15px;
            color: var(--ink);
            outline: none;
        }

        .masonry {
            columns: 3 260px;
            column-gap: 16px;
        }

        .tile {
            break-inside: avoid;
            margin-bottom: 16px;
            background: var(--panel);
            border: 1px solid var(--line);
            border-radius: 18px;
            padding: 22px;
            transition: .22s ease;
        }

        .tile:hover {
            border-color: var(--blue);
            box-shadow: var(--shadow);
            transform: translateY(-3px);
        }

        .tile .t-head {
            display: flex;
            align-items: center;
            gap: 11px;
            margin-bottom: 10px;
        }

        .tile .ic {
            width: 42px;
            height: 42px;
            border-radius: 12px;
            display: grid;
            place-items: center;
            font-size: 20px;
            flex-shrink: 0;
        }

        .tile h4 {
            font-size: 16.5px;
            font-weight: 600;
            letter-spacing: -.015em;
        }

        .tile .cat {
            font-size: 11px;
            letter-spacing: .1em;
            text-transform: uppercase;
            font-weight: 600;
            color: var(--blue);
        }

        .tile p {
            font-size: 14.2px;
            color: var(--ink-2);
            line-height: 1.62;
            margin-bottom: 14px;
        }

        .empty {
            padding: 30px;
            text-align: center;
            color: var(--ink-3);
            border: 1px dashed var(--line);
            border-radius: 16px;
        }

        /* ===== BENEFITS — wide alternating rows ===== */
        .benefit {
            display: grid;
            grid-template-columns: 62px 1fr 220px;
            gap: 22px;
            align-items: center;
            padding: 26px 20px;
            border-bottom: 1px solid var(--line);
            transition: .22s;
            border-radius: 14px;
        }

        .benefit:hover {
            background: var(--panel);
            padding-inline: 28px;
        }

        .benefit .num {
            width: 52px;
            height: 52px;
            border-radius: 15px;
            background: var(--amber-soft);
            color: var(--amber);
            display: grid;
            place-items: center;
            font-size: 21px;
        }

        .benefit h3 {
            font-size: 21px;
            margin-bottom: 5px;
        }

        .benefit p {
            color: var(--ink-2);
            font-size: 15px;
            max-width: 620px;
        }

        .benefit .tagline {
            font-size: 13px;
            color: var(--ink-3);
            text-align: right;
            letter-spacing: .06em;
            text-transform: uppercase;
        }

        /* ===== PROCESS ===== */
        .process {
            display: grid;
            grid-template-columns: repeat(4, 1fr);
            gap: 14px;
            margin-top: 30px;
        }

        .pcard {
            background: var(--panel);
            border: 1px solid var(--line);
            border-radius: 20px;
            padding: 24px;
            position: relative;
        }

        .pcard .step {
            width: 38px;
            height: 38px;
            border-radius: 12px;
            background: var(--blue);
            color: #fff;
            display: grid;
            place-items: center;
            font-size: 15px;
            font-weight: 600;
            margin-bottom: 16px;
        }

        .pcard h3 {
            font-size: 18px;
            margin-bottom: 7px;
        }

        .pcard p {
            font-size: 14.5px;
            color: var(--ink-2);
        }

        .pcard::after {
            content: "→";
            position: absolute;
            right: -13px;
            top: 38px;
            color: var(--ink-3);
            font-size: 18px;
            z-index: 2;
        }

        .pcard:last-child::after {
            display: none;
        }

        /* ===== TESTIMONIALS ===== */
        .quote-stage {
            background: var(--dark);
            color: #fff;
            border-radius: 26px;
            padding: clamp(28px, 5vw, 52px);
            display: grid;
            grid-template-columns: 1fr 260px;
            gap: 32px;
            align-items: center;
        }

        .q-mark {
            font-size: 76px;
            line-height: .7;
            color: var(--blue);
            font-weight: 700;
            margin-bottom: 10px;
        }

        .q-text {
            font-size: clamp(19px, 2.5vw, 27px);
            line-height: 1.5;
            font-weight: 300;
            letter-spacing: -.02em;
            min-height: 132px;
        }

        .q-who {
            margin-top: 18px;
            display: flex;
            align-items: center;
            gap: 12px;
        }

        .q-who .av {
            width: 44px;
            height: 44px;
            border-radius: 13px;
            background: var(--blue);
            display: grid;
            place-items: center;
            font-weight: 600;
        }

        .q-who b {
            display: block;
            font-size: 15px;
            font-weight: 500;
        }

        .q-who span {
            font-size: 13px;
            color: #8FB0FF;
        }

        .q-side {
            background: rgba(255, 255, 255, .07);
            border: 1px solid rgba(255, 255, 255, .12);
            border-radius: 18px;
            padding: 18px;
        }

        .q-side h4 {
            font-size: 13px;
            letter-spacing: .12em;
            text-transform: uppercase;
            color: #8FB0FF;
            margin-bottom: 12px;
        }

        .q-nav {
            display: grid;
            gap: 7px;
        }

        .q-nav button {
            text-align: left;
            padding: 10px 12px;
            border-radius: 11px;
            border: 1px solid rgba(255, 255, 255, .12);
            background: transparent;
            color: #C9D8EC;
            font-size: 13px;
            cursor: pointer;
            transition: .18s;
        }

        .q-nav button:hover {
            background: rgba(255, 255, 255, .10);
        }

        .q-nav button.on {
            background: var(--blue);
            border-color: var(--blue);
            color: #fff;
        }

        /* ===== FAQ ===== */
        .faq-wrap {
            max-width: 820px;
            margin: 28px auto 0;
        }

        .faq {
            background: var(--panel);
            border: 1px solid var(--line);
            border-radius: 15px;
            margin-bottom: 10px;
            overflow: hidden;
        }

        .faq.open {
            border-color: var(--blue);
        }

        .faq .q {
            width: 100%;
            text-align: left;
            background: none;
            border: 0;
            padding: 18px 20px;
            cursor: pointer;
            font-size: 16.5px;
            font-weight: 500;
            color: var(--ink);
            display: flex;
            justify-content: space-between;
            gap: 14px;
            align-items: center;
        }

        .faq .q i {
            color: var(--blue);
            transition: transform .28s;
            font-size: 15px;
        }

        .faq.open .q i {
            transform: rotate(180deg);
        }

        .faq .a {
            display: grid;
            grid-template-rows: 0fr;
            transition: grid-template-rows .32s ease;
        }

        .faq.open .a {
            grid-template-rows: 1fr;
        }

        .faq .a>div {
            overflow: hidden;
        }

        .faq .a p {
            padding: 0 20px 18px;
            color: var(--ink-2);
            font-size: 15px;
        }

        /* forms */
        .fg {
            margin-bottom: 13px;
        }

        .fg label {
            display: block;
            font-size: 13px;
            font-weight: 500;
            margin-bottom: 6px;
            color: var(--ink-2);
        }

        .fg input,
        .fg select,
        .fg textarea {
            width: 100%;
            padding: 12px 14px;
            border-radius: 11px;
            border: 1px solid var(--line);
            background: var(--panel);
            color: var(--ink);
            font-size: 15px;
            outline: none;
        }

        .fg input:focus,
        .fg select:focus,
        .fg textarea:focus {
            border-color: var(--blue);
        }

        .fg textarea {
            min-height: 118px;
            resize: vertical;
        }

        .two {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 12px;
        }

        .agree {
            display: flex;
            gap: 9px;
            align-items: flex-start;
            font-size: 13.5px;
            color: var(--ink-2);
            margin: 6px 0 14px;
        }

        .agree input {
            margin-top: 3px;
            accent-color: var(--blue);
            width: 16px;
            height: 16px;
        }

        .agree a {
            color: var(--blue);
            font-weight: 500;
            text-decoration: underline;
        }

        .linkish {
            background: none;
            border: 0;
            color: var(--ink-3);
            text-decoration: underline;
            cursor: pointer;
            font-size: 13px;
            margin-top: 11px;
        }

        .news {
            background: var(--dark);
            color: #fff;
            border-radius: 26px;
            padding: clamp(28px, 5vw, 52px);
            display: grid;
            grid-template-columns: 1fr 1.1fr;
            gap: 34px;
            align-items: center;
        }

        .news h2 {
            color: #fff;
            font-size: clamp(25px, 3.4vw, 36px);
            margin-bottom: 10px;
        }

        .news p {
            color: #B6C7DC;
        }

        .news .fg label {
            color: #8FB0FF;
        }

        .news .fg input {
            background: rgba(255, 255, 255, .08);
            border-color: rgba(255, 255, 255, .14);
            color: #fff;
        }

        .news .agree {
            color: #B6C7DC;
        }

        .news .agree a {
            color: #8FB0FF;
        }

        .news .linkish {
            color: #8FB0FF;
        }

        .contact-grid {
            display: grid;
            grid-template-columns: 1.15fr .85fr;
            gap: 18px;
            margin-top: 28px;
        }

        .panel {
            background: var(--panel);
            border: 1px solid var(--line);
            border-radius: 22px;
            padding: 26px;
        }

        .info-row {
            display: grid;
            grid-template-columns: 42px 1fr;
            gap: 13px;
            padding: 13px 0;
            border-bottom: 1px solid var(--line);
        }

        .info-row:last-child {
            border-bottom: 0;
        }

        .info-row .ic {
            width: 42px;
            height: 42px;
            border-radius: 12px;
            background: var(--blue-soft);
            color: var(--blue);
            display: grid;
            place-items: center;
            font-size: 18px;
        }

        .info-row small {
            display: block;
            font-size: 11.5px;
            letter-spacing: .11em;
            text-transform: uppercase;
            color: var(--ink-3);
        }

        .info-row b {
            font-weight: 500;
            font-size: 15px;
        }

        .cta {
            text-align: center;
            padding: clamp(38px, 6vw, 68px) 22px;
            border-radius: 28px;
            background: linear-gradient(135deg, var(--blue), var(--blue-2));
            color: #fff;
        }

        .cta h2 {
            font-size: clamp(27px, 4vw, 42px);
            margin-bottom: 10px;
            letter-spacing: -.03em;
        }

        .cta p {
            opacity: .92;
            max-width: 500px;
            margin: 0 auto 22px;
            font-size: 17px;
        }

        footer {
            padding: 62px 0 26px;
            border-top: 1px solid var(--line);
            margin-top: 20px;
        }

        .fgrid {
            display: grid;
            grid-template-columns: 1.55fr 1fr 1fr 1.15fr;
            gap: 28px;
            margin-bottom: 30px;
        }

        .fgrid p {
            color: var(--ink-2);
            font-size: 14.5px;
            margin-top: 12px;
            max-width: 290px;
        }

        .social {
            display: flex;
            gap: 9px;
            margin-top: 15px;
        }

        .social a {
            width: 38px;
            height: 38px;
            border-radius: 11px;
            border: 1px solid var(--line);
            display: grid;
            place-items: center;
            color: var(--ink-2);
            transition: .2s;
        }

        .social a:hover {
            background: var(--blue);
            border-color: var(--blue);
            color: #fff;
        }

        .fcol h5 {
            font-size: 11.5px;
            letter-spacing: .13em;
            text-transform: uppercase;
            color: var(--ink-3);
            margin-bottom: 13px;
            font-weight: 600;
        }

        .fcol ul {
            list-style: none;
        }

        .fcol li {
            margin-bottom: 8px;
        }

        .fcol a {
            font-size: 14.5px;
            color: var(--ink-2);
        }

        .fcol a:hover {
            color: var(--blue);
        }

        .fbot {
            display: flex;
            flex-wrap: wrap;
            justify-content: space-between;
            gap: 10px;
            padding-top: 18px;
            border-top: 1px solid var(--line);
            font-size: 13.5px;
            color: var(--ink-3);
        }

        .fbot button {
            background: none;
            border: 0;
            color: var(--ink-3);
            text-decoration: underline;
            cursor: pointer;
            font-size: 13.5px;
        }

        .veil {
            position: fixed;
            inset: 0;
            background: rgba(8, 15, 27, .55);
            backdrop-filter: blur(4px);
            display: grid;
            place-items: center;
            padding: 20px;
            z-index: 200;
            opacity: 0;
            visibility: hidden;
            transition: .28s;
        }

        .veil.open {
            opacity: 1;
            visibility: visible;
        }

        .modal {
            width: min(540px, 100%);
            max-height: 82vh;
            overflow: auto;
            background: var(--panel);
            border-radius: 20px;
            border: 1px solid var(--line);
        }

        .mh {
            display: flex;
            justify-content: space-between;
            align-items: center;
            padding: 17px 20px;
            border-bottom: 1px solid var(--line);
            position: sticky;
            top: 0;
            background: var(--panel);
        }

        .mh h3 {
            font-size: 19px;
        }

        .mh button {
            width: 34px;
            height: 34px;
            border-radius: 10px;
            border: 1px solid var(--line);
            background: none;
            cursor: pointer;
            font-size: 19px;
            color: var(--ink);
        }

        .mb {
            padding: 20px;
            color: var(--ink-2);
            font-size: 15px;
        }

        .mb h4 {
            color: var(--ink);
            margin: 15px 0 5px;
            font-size: 16px;
        }

        #toasts {
            position: fixed;
            top: 18px;
            right: 18px;
            z-index: 300;
            display: grid;
            gap: 9px;
        }

        .toast {
            background: var(--dark);
            color: #fff;
            padding: 13px 17px;
            border-radius: 13px;
            font-size: 14.5px;
            font-weight: 500;
            display: flex;
            gap: 9px;
            align-items: center;
            box-shadow: var(--shadow);
            animation: pop .32s cubic-bezier(.2, .9, .3, 1.2);
        }

        .toast i {
            color: #2FD1A2;
        }

        .toast.out {
            animation: fade .28s forwards;
        }

        @keyframes pop {
            from {
                opacity: 0;
                transform: translateX(22px);
            }
        }

        @keyframes fade {
            to {
                opacity: 0;
                transform: translateX(22px);
            }
        }

        @media (max-width: 1020px) {

            .console-grid,
            .quote-stage,
            .news,
            .contact-grid {
                grid-template-columns: 1fr;
            }

            .process {
                grid-template-columns: 1fr 1fr;
            }

            .pcard::after {
                display: none;
            }

            .values-row {
                grid-template-columns: 1fr 1fr;
            }

            .fgrid {
                grid-template-columns: 1fr 1fr;
            }

            .benefit {
                grid-template-columns: 52px 1fr;
            }

            .benefit .tagline {
                display: none;
            }
        }

        @media (max-width: 720px) {

            .links,
            .desk-only {
                display: none;
            }

            .burger {
                display: grid;
            }

            .band {
                padding: 66px 0;
            }

            .two,
            .process,
            .values-row,
            .fgrid,
            .planner-out {
                grid-template-columns: 1fr;
            }

            .ring {
                margin: 0 auto;
            }

            .console {
                border-radius: 22px;
            }
        }

/* ===== multi-page policy content ===== */
.policy-content h4 { color: var(--ink); margin: 20px 0 7px; font-size: 18px; }
.policy-content p { color: var(--ink-2); font-size: 15px; margin-bottom: 12px; }
.policy-content ul, .policy-content ol { margin: 8px 0 14px 22px; color: var(--ink-2); }
.policy-content li { margin-bottom: 6px; }